How much can I withdraw with NAB?

If you’re a National Australia Bank (NAB) customer, knowing your daily cash withdrawal limits can help you plan your finances and avoid surprises at the ATM or checkout. Here’s a clear, up-to-date guide on how much you can withdraw with NAB in Australia.

NAB ATM and EFTPOS Withdrawal Limits

  • Daily ATM Withdrawal Limit:
    You can withdraw up to $2,000 per card, per day from NAB ATMs. This limit also applies to EFTPOS cash-outs at retailers like supermarkets and petrol stations.
  • Note Options:
    Withdrawals are available in $20 and $50 notes at all NAB ATMs, and some machines also offer $100 notes.
  • Multiple Cards:
    If you have more than one NAB card linked to the same account, each card has its own $2,000 daily limit.

Where Can You Withdraw Cash Fee-Free?

NAB customers can withdraw cash without fees at:

  • Any NAB, Commonwealth, ANZ, or Westpac ATM across Australia
  • Thousands of retailers with EFTPOS facilities
  • Over 3,400 Bank@Post locations (with a $2,000 daily withdrawal cap at Australia Post)
  • Can You Increase Your Limit?

For security reasons, NAB’s daily cash withdrawal limit of $2,000 per card is fixed and cannot be increased2. If you need more cash, consider making multiple withdrawals on different days or visiting a NAB branch for larger amounts.

Other Things to Know

  • ATM Machine Limits:
    Some individual ATMs may have lower per-transaction limits due to machine capacity, but you can make several withdrawals up to your daily limit if needed.
  • Deposit Limits:
    You can deposit up to $10,000 in cash per day and up to 50 cheques per transaction at most NAB ATMs.


With NAB, you can withdraw up to $2,000 per card, per day at ATMs and EFTPOS locations across Australia. This limit is set for your security and cannot be increased, but you can use multiple cards or visit a branch for larger cash needs.