Whether you’re planning a domestic getaway or an international adventure, having reliable travel insurance is essential. Medibank, one of Australia’s leading health insurers, offers a range of travel insurance options designed to provide peace of mind and financial protection against unexpected events during your travels.
Medibank Travel Insurance Plans
Medibank caters to different travel needs with several tailored plans:
- International Comprehensive Travel Insurance: This plan offers the highest level of protection when travelling overseas. It covers unlimited overseas medical and hospital expenses, dental emergencies, cancellation and delays, lost or stolen luggage (up to $25,000), rental car insurance excess, and personal liability up to $5 million. Additional cover options include snow sports and motorcycle riding.
- International Medical Only Travel Insurance: A more basic plan focusing on unlimited overseas medical and hospital expenses and personal liability, ideal for travellers who want essential medical cover without extras like luggage or cancellation protection.
- Domestic Travel Insurance: Designed for travel within Australia, this plan covers cancellation, amendments, delays, lost or stolen luggage (up to $15,000), rental car excess, and personal liability.
- Annual Multi-Trip Travel Insurance: Perfect for frequent travellers, this plan provides comprehensive cover for multiple trips within a 12-month period, customizable by trip duration and destination.
Key Benefits of Medibank Travel Insurance
- 24/7 Emergency Assistance: Medibank’s Australian-based team of doctors, nurses, and travel consultants are available around the clock to help with medical emergencies, evacuation, lost documents, or credit card replacement.
- COVID-19 Coverage: Policies include cover for certain COVID-19 related medical expenses if diagnosed while travelling overseas.
- Cancellation Cover: Reimbursement for prepaid, non-refundable travel expenses if you need to cancel or amend your trip for a covered reason. The International Comprehensive plan offers unlimited cancellation cover.
- Luggage and Personal Effects Protection: Coverage for lost, stolen, or damaged belongings, with generous limits depending on the plan.
- Rental Car Insurance Excess: Helps cover the excess you might be liable for if your rental car is damaged or stolen.
- Additional Cover Options: Add-ons for high-risk activities like snow sports, moped riding, or multi-night cruises are available for an extra premium.
Who Should Consider Medibank Travel Insurance?
- International Travellers: Those seeking extensive protection for overseas medical emergencies, cancellations, and lost luggage.
- Domestic Holidaymakers: Australians travelling within the country who want coverage for cancellations, delays, and valuables.
- Frequent Flyers: People taking multiple trips annually who want the convenience and savings of an annual multi-trip policy.
- Adventure Seekers: Travellers engaging in activities like skiing or motorcycling who require additional cover.
How to Get a Quote and Purchase
Getting travel insurance from Medibank is straightforward:
- Visit the Medibank website or use the My Medibank app.
- Select the travel insurance option that suits your needs.
- Customize your policy by choosing trip length, destination, and any additional cover.
- Receive an instant quote and purchase online.
- Access your policy documents digitally for convenience.
Medibank Travel Insurance offers comprehensive and flexible protection for a variety of travel styles and needs. With extensive medical cover, generous cancellation and luggage benefits, and 24/7 emergency support, Medibank helps ensure your travel experiences are safe and worry-free.